Retail Credit Advisors

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    Unlock the Potential
    of Your Card Program
    Growing credit programs for retailers and issuers is a strategic endeavor that involves enhancing customer loyalty, increasing sales, and driving profitable growth. discover now

    About RCA

    Impactful Results for Retailers and Credit Issuers

    We are a strategic partner and problem solver for companies with lending programs

    Driving Results Through Retail Analytics
    Leveraging Customer Behavior to Drive Strategy

    Our Services

    Our Services and Benefits 

    Explore the services and benefits that RCA provides to our clients, tailored to multiple retail verticals.

    Customers

    Customer Insights & Segmentation Customer Lifecycle & Loyalty Analytics Attrition Reduction Customer 360º Views
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    MMM

    Media Mix Modeling (MMM) is a statistical method used to analyze the impact of various marketing activities
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    Optimization

    Pricing & Promotion Optimization of Card Program Agreement Marketing Spend Optimization Payment Options
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    Managed Credit Portfolio P&L’s

    $ 0 B+

    Incremental Sales Delivered via Analytics

    $ 200 M+

    Total Experience

    10 +

    Case Study

    Our Case Studies

    Our case studies explore various scenarios focusing on Customer Segmentation, M&A Evaluation, BNPL Research, and Risk Analytics.

    Electronics Retailer:

    Next Gen Customer Segmentation of Credit Card Portfolio

    High End Retailer:

    Comprehensive Review of Buy Now Pay Later (BNPL) Credit Providers

    Our Happy Clients

    Join with people who already trust us

    “There are very few experts like RCA that truly get all aspects of the Co-brand/ PLCC equation; Merchants + Issuers + Consumers + Networks. This is critical for decision-making in today's competitive cobrand and commerce landscape.”
    BANYAN EVP, Partnerships
    "Wale & Phil’s deep experience telling a compelling story is what makes them unique. Extreme analytics capability and craftsman ability and very precise in their recommendations. We are extremely happy with the work they have done bringing our story to life. We will engage them again and recommend them very strongly!"
    Vivaha CEO