Retail Credit Advisors

Get In Touch

Your email address will not be published. Required fields are marked *

    Customer Analytics and AI Solutions

    • Customer Insights & Segmentation
    • Customer Lifecycle & Loyalty Analytics
    • Predictive Modeling, AI Solutions & Data Management​

    Customer Insights & Segmentation

    • Quantitative & Empirical Data using Integration and Data Lakes
    • Customer Marketing Profiles & Micro-Segmentation
    • Business Objectives (Growth vs Profit, Contribution Margin, Churn Reduction)
    • Incorporates Marketing Profiles and Empirically Derived Segments
    • Uses Profitability Measures and KPI’s
    • Better AI & Machine Learning Models
    • Can Define Customer Value at Segment and Category Level

    Customer Lifecycle and Loyalty Analytics

    1. Account Funnel: Maximize Customer Lifetime Value (CLTV) to CAC ratio and Acquisition Volume combining Channel & Geo-demographics
    2. New Accounts: Identify appropriate offer and servicing strategy, based on segment type acquisition channel, and wallet share
    3. Existing Accounts: Deeper Wallet Share analysis to identify gaps and Cross-Sell Opportunities
    4. Long-Term Accounts: Identify priority servicing segments and how to migrate unprofitable customers
    5. Account Retention:

      Priority triggers for Churn to preempt disengagement

    • Bundling – beyond loyalty base
    • Store analytics
    • Supply chain analytics
    • Pricing & promotion optimization
    • Branch & Store Network optimization

    Predictive Modeling, AI Solutions & Data Management

    • Reducing Customer Account Attrition
    • Predicting the likelihood of Customer Fraud
    • Increasing Customer Lifetime Value (CLTV)
    • Optimal Marketing Budgets and Channel Allocations
    • Product and Pricing Optimization
    • Ops Servicing & Assistance
    • Automated Actions and On-the-Fly Insights
    • Generative AI (Gen AI)
    • Image Analytics
    • Identify information from scanned bills
    • Facial recognition
    • Voice, image, & text analysis
    • Response modeling
    • Telematics
    • Digital analysis
    • ETL and Data Integration
    • Optimized Datamarts & Data Lakes: Data Quality Checks, Data Pre-processing, and Enhancement & Summarization
    • Document classification and creation of automated tags
    Other Services

    Marketing Analytics and Budget Optimization

    Use statistical methods such as Media Mix Modeling (MMM) to analyze the impact of various marketing activities
    service icon

    Portfolio and Asset Evaluation

    Evaluate all customer touchpoints to determine optimal Pricing, Risk Profiling, Budgeting, and Composition of your portfolio
    service icon