Portfolio & Asset Evaluation
- Contract/RFP Negotiation & Review
- Regulatory Analytics
- Financial Modeling
Evaluation of Portfolio Levers
- Payment Option vs. Tender Choice
- Portfolio Sell vs. Hold Valuation
- Portfolio Composition with projections on Go-forward performance
- Industry and Competitor trends (market positioning of Value Prop)
- Economic impact analysis
M&A and RFP Evaluations
- Determine negotiable leverage points with potential payment portfolio RFP’s or Acquisitions in order to increase profit margins and generate higher sales revenue
- Three types of Card Portfolio Programs and we can help assess where you fit:
- Net Income + Guaranteed Returns
- Sharing on Net Credit Margin
- Performance Based Economics
- Profitable deal structures within this spectrum vary based on each customer’s level of risk (stable returns) and upside probability (driver based) and have their own Risk/Reward ratio
- RCA can improve current contract sharing structure and assist in initial program agreement for start-up PLCC programs
Other Services
Customer Analytics and AI Solutions
Vintage level customer segmentation analysis to determine brand loyalty and in-depth customer profiles and spend by channel
Marketing Analytics and Budget Optimization
Use statistical methods such as Media Mix Modeling (MMM) to analyze the impact of various marketing activities
